David Kindness, an finance expert on topics of cash advance and finance and part of the team at PaydayBears, is the one who will guide us through this journey.

What Is the Financial District?

Let’s start with some basic information on what we are talking about. The Financial District, abbreviated in FiDi, is located in the area known as Lower Manhattan. Who doesn’t have in mind the picture of tall buildings and skyscrapers next to the East River and Brooklyn River? The FiDi is the world’s principal financial center, hence its popularity worldwide.

If you have heard of the New York Stock Exchange, the Federal Reserve Bank of NY, the NASDAQ stock exchange, and Wall Street, they are all located in this district. Until the 2001 attacks, the World Trade Center complex governed the skies above the neighborhood.

Actually, the importance of this district goes much more back in history: the City of New York was indeed born in the Financial District, which at the time was the New Amsterdam settlement of the 17th century.

New York City Subway Stations in the Financial District

Here is the list of all subway stations located in the FiDi, divided depending on the lines they are served.

• 1, 2, and 3 trains: Rector Street, World Trade Center Cortland
• 4 and 5 trains: Bowling Green, Wall Street
• 1, N, R, and W trains: South Ferry/Whitehall Street
• 2, 3, A, C, and E trains: Chambers-World Trade Center/Park Place/Cortland Street
• A and C trains: Fulton Street
• J and Z trains: Broad Street
• N, R, and W trains: City Hall, Rector Street

History of the Main FiDi Subway Stations

The history of the Financial District’s stations is long and full of exciting details. Here are some of the most popular stations and a short recap of their stories.

• Rector Street. The station is served by line 1 at all times. It opened in 1918 and underwent drastic changes. Lengthened in the 1960s, it had to go through a significant renovation after the 2011 attacks, which put it out of order for one year as some of its subway tunnels collapsed. For one year, from 2012 to 2013, Rector Street station was also the final station for all 1 trains after the damage caused by Hurricane Sandy to South Ferry station.

The story of Rector Street station is very similar to the WTC Courtland station.

• Bowling Green. It opened in 1905 and was intended to extend the IRT (Interborough Rapid Transit) line to South Ferry. It underwent a complete renovation in the 1970s, when it got a new exit and a side platform, which was added to the two island platforms. One of them has been closed since 1977. The station is famous for its artwork: rotating lightboxes containing pictures by Glen DiCrocco.
• Wall Street. Like the former, this station opened in 1905 and was renovated twice, first in the ‘70s and then in the 2000s. It consists of two side platforms and two tracks, and it was made with tiles and mosaics. The station is registered in the National Register of Historic Places.
• Fulton Street. It is a major subway station complex that comprises four stations, all named Fulton Street: IRT Lexington Avenue Line, IRT Broadway-Seventh Avenue Line, BMT Nassau Street Line, and IND Eighth Avenue Line. They opened, respectively, in 1905, 1918 (as part of the Dual Contracts), in 1931, and 1933. The complex itself opened in 2014. It is the fifth busiest subway station.

In conclusion, the Financial District, located in Lower Manhattan, is not only the heart of New York City’s financial activities but also holds historical significance as the birthplace of the city itself. The district’s subway stations play a crucial role in facilitating transportation for both commuters and visitors. From Rector Street, which underwent renovations after the 2011 attacks and Hurricane Sandy, to Bowling Green, known for its unique artwork, and Wall Street, listed in the National Register of Historic Places, each station carries its own rich history. Additionally, the major subway complex of Fulton Street, consisting of four stations, stands as a bustling hub for commuters and travelers alike. As the subway system continues to evolve, these stations remain integral parts of New York City’s iconic transportation network in the Financial District.

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1. 81^st Street-Museum of Natural History Station

The 81st Street Museum of Natural History Station is the number on our list as the street has an MTA station inside and has one of the most captivating looks compared to other subway stations.

You can’t tell that it’s a subway station because of the art that gives life to it, and you will be amazed at how the management makes sure that the station is well maintained.

2. 34^th Street Hudson Yards (Manhattan, 7 Line)

The second subway station on our list is the 34^th Street Hudson Yards of Manhattan, 7 line, which has the most modernized infrastructure designs compared to other stations.

And Passenger circulation is informed by accessibility, safety, security, and universal design. The first glass-enclosed inclined elevators in the transit system let all passengers take the same route from the mezzanine to the platform.

3. World Trade Center (PATH)

The third on our list is the newest World Trade Center’s Path terminal station, located within the WTC complex in Manhattan’s Financial District. And it is beautiful inside and also captures the unmistakable grit that keeps people optimistic in the face of misfortune, which is a hallmark of New York City.

4. Times Square–42nd Street/Port Authority Bus Terminal Station

The fourth on our list is the famous Times Square-42nd Street/Port Authority Bus Terminal Station, which has one of the best subway infrastructures in New York since the street is known for having theaters particularly close to the intersection with Broadway at Times Square – which is also very historical place as a New Yorker.

5. Fulton Street Station

The fifth on our list is the Fulton Street Station, a subway station and a shopping area located in Lower Manhattan, New York City, near the junction of Fulton Street and Broadway. This subway is considered one of the cleanest stations in NYC. And what also stands out about this station is the modern design which can’t be seen on other stations.

6. 96th Street Station (Second Avenue Subway)

The sixth on our list is the 96th Street Station, the 2nd Avenue Subway, famous for its mosaic art and has attracted a lot of attention from the public. You’ll be glad to ride a train there because the stations are spacious and spotless, and the escalators are helpful because the station is much deeper than previous stations.

7. 28^th Street Station (IRT Lexington Avenue Line)

The seventh on our list would be the 28th Street Station at IRT Lexington Avenue Line, which is newly renovated and captivates passengers since they updated the station overall with artwork and other elements while preserving the old station tiles and poles. And if you’re a New Yorker, you would love how the station preserves its history.

8. 72^nd Street Station (IRT Broadway-Seventh Avenue Line)

The eight most beautiful subway stations in New York City would be the famous 72nd Street Station (IRT Broadway-Seventh Avenue Line), as it served as the city’s landmark in January 1979. And its station house is one of the few remaining designs by Heins & LaFarge, who worked on many of the first IRT subway stations.

9. 66th Street–Lincoln Center Station

The ninth on our list is the 66th Street-Lincoln Center Station, which is situated at the intersection of 66th Street and Broadway in Lincoln Square, Manhattan, and is accessible anytime by 1 train and, later in the evenings, by the 2 trains. The American Encaustic Tile Company produced the mosaic tiles for all of the initial IRT stations and also contracted out the installations at each station.

10. Gun Hill Road Station (IRT White Plains Road Line)

The last on our list would be the Gun Hill Road Station located at the IRT White Plains Road Line of the New York City Subway. It is accessible anytime via 2 trains and 5 trains during peak hours in the peak direction from the Bronx’s Gun Hill and White Plains Roads intersection.

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81 Street Museum of Natural History

Perhaps the brightest and most intriguing station is the one with many mosaics depicting different animals, from giant dinosaurs and a diving whale to hummingbirds and mice.

It’s worth driving to the station, even if the Natural History Museum itself isn’t interesting to you. And if you find yourself passing on the Blue Lines A or C, I highly recommend stopping and getting out to admire the incredible number of bright mosaics depicting animals. Consider that the museum begins at the subway, not from the main entrance.

The mosaic installation, created in 2004, is called “For Want of a Nail” and is the largest in the history of the New York subway. It features tigers, ostriches, lizards, crocodiles, frogs, and all sorts of other living creatures. Moreover, the mosaics are not arranged in a boring row, but are found in completely unexpected places – on the ceiling, in the corners, on the floor. Wander around this large docking station, up and down, through two levels, entering and exiting from all exits A, B, and C.

The phrase “For want of a nail” is the first line of a poem, symbolizing the butterfly effect – how our actions can lead to drastic changes.

42 Street Time Square

Do you love modern American art but don’t have time to visit museums? The gigantic and crowded 42nd Street Time Square, although the most congested, is also the richest in contemporary art, with 13 metro lines flowing into this large interchange hub. The main treasure of the underground city is a pop-art mosaic panel in the lobby of the passage, created by the renowned US artist Roy Lichtenstein shortly before his death. It’s a kind of declaration of love and a gift to your beloved city, with the number 42 in the middle being a fragment of the original plate from 1904.

23 Street

It’s a matter of finding a hat, and the 23rd Street station is the place to look. The platform of this small station in Midtown is like a free museum of hats, and it also has a large photo zone. Along the entire platform, tiles are lined with mosaics of various headdresses from all times, such as hats, top hats, bowlers, sombreros, boaters, and much more. Moreover, the hats are located at different levels of human growth, so that anyone can find and “fit” into their own hat. The station was opened in 1918, and in 2002, 120 mosaic hats, worn by famous people from 1880 to 1920, were added to the station. Mark Twain, Oscar Wilde, Eleanor Roosevelt, Marie Curie, O’Henry, and Sarah Bernhardt (who had the most original hat) are among the many people who have donned headdresses.

City Hall (closed station)

The most elegant, refined (in the neo-Romanesque style), and shortsightedly-built station of the city has been closed since 1945 due to its semicircular structure. The station is located beneath the New York City Hall building and was a hallmark of the rapidly developing city. The station became unusable due to its curving tracks, which were too sharp for the new, modern trains of cars. Nevertheless, its beauty still arouses interest; for example, the final battle scene in the movie “Fantastic Beasts and Where to Find Them” was filmed there. The station can be seen if you stay in the car at the end station of the Brooklyn Bridge – City Hall. However, it is better to sign up for a tour in advance, which is held several days a year. Believe me, any New Yorker will envy you.

Essex and Delancey

In the creative and bohemian East Village, and the subway to match, where else can you find giant green fish looking at hurrying passengers with a slight philosophical sadness? The Japanese artist Ming Fei was tasked with capturing the spirit of old New York, so he decided to depict giant shad fish (a type of herring) that were found in the Hudson River on the walls of the station. On another platform, Fey created a cherry orchard that grew in the 17th century on the site where the metro stands now.

34th Street–Penn Station

At the bustling 34th Street – Penn Station, where intercity trains and buses flock, you will find Eric Fischl’s wondrous beauty of the circus and circus-themed mosaic called The Garden of Circus Delights. The theme of the circus was not chosen by chance; not far from the station is Madison Square Garden, where an annual major circus performance is held. Just keep in mind that the townspeople, who are always in a hurry, will constantly interfere with your attempts to appreciate the full scale and beauty of the mosaics that belong in the museum.

Christopher Street – Sheridan Square

The quiet station in Greenwich Village is a declaration of love for the area and its famous characters who lived, loved, wrote books, plays, paintings, composed music, fought for social justice, and participated in protest movements. In fact, this is a quest station, a highly intellectual puzzle for those interested in the history of New York. Greenwich Village was a hub for activists fighting for various rights, from feminism to the first gay parade, from which ideas spread around the world.

125th Street Station

Do you want to learn about the history of Harlem and its inhabitants without having to go out onto its streets? The mosaics of 125th Street are ready to tell you more than any guidebook could. Where else would you meet flying people? Harlem-raised artist Faith Ringgold lovingly captures the area’s rich history and culture, its colorful and unique identity, in her work “The Flying House: Heroes and Heroines of Harlem”. In the same place, among the soaring jazz musicians and singers, one can find mosaics of cult musical theaters and clubs in Harlem, such as the famous Apollo Theater, where many famous black musicians have performed, singers and stand-up comedians began their careers at the Cotton Club jazz club, where Duke Ellington performed, and the Harlem Opera building.

28th street

The New York subway is adorned with fresh, blooming mosaics of magnolias and other flowers, which have become a popular attraction for Instagram bloggers who specially select their outfits for their photo shoots. Artist Nancy Bloom decided to depict the flowers that grow in Madison Square Park, beloved by the citizens, on the walls of the station, so as not to forget the beauty of nature amidst the hustle and bustle of everyday life.

23rd Street

After making a loop on the long New York subway, return to 23rd Street. Here, you’ll find Flo and Topper, the Weimar Hounds that photographer and artist William Wegman loves to portray. On the subway, he showed his beloved dogs in both uniform and casual clothing, giving them the appearance of people.

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In England, the subway is called the Tube (specifically the subway in London) Subway is the name of the subway in America (more specifically in New York City). The first subway was built in London and then much of it was built underground through tunnels and was shaped like a tube, hence the name The Tube (translated as tube). This is how it is called in London to this day.

In America, the first subway was built in New York City and was called by the word “Subway”. The name was chosen because the subway branches repeated the map of roads and streets. Therefore, a literal translation sounds like “under the road” (sub – under, way – road, way).

The word “Metro” is an abbreviated form of “metropolitan railway” (urban train system) is used to refer to the subway in most other major cities of the world.

The London Underground is the oldest in the world. It was opened in 1863. Since then 270 stations have been built. The largest subway in the world by the number of stops is the New York subway, where at the beginning of 2019 there are 472 stations.

London subway passengers cannot use the subway at night, but they can in New York City. However, it is worth having patience. Waiting for trains in London and New York can be up to 30 minutes. It is better to know the schedule in advance, so as not to waste time on the platform.

In New York, a single ticket costs $3, and in London a trip from the center to the suburbs can cost 6 pounds. At the same time in the British capital the fare depends on the zone: the farther you go, the more you pay. You can save on travel by buying special cards. In New York – MetroCard, in London – Oyster card.

The most expensive monthly pass on the subway is sold in London – for it you need to pay 351.4 pounds. Almost four times cheaper is a pass in New York – $ 121. Despite this, it turned out that the average New Yorker on his salary can buy about 1348 trips on the subway. Londoners who commute long distances have the hardest time – they can afford four times fewer single trips – 445.

We also tried to calculate the load on the subway. To do that, the official population of megacities was divided by the number of metro stations. It turned out that in London there are on average – 32.6 thousand people per station, and in New York – 18.3 thousand people.

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